DEMOCRATIC CANDIDATES' DEFAULT HEALTH CARE PROPOSAL |
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Individual Mandate |
Employer Mandate |
Pooling |
Private Insurance |
Financing |
| Yes, with sliding scale by income or tax credit | Mixed; many choose play or pay | Create new market based on Federal Employee Health Benefit Plan specs. | Retain private insurance. Outlaw underwriting in the new pool | Costs +/- $100 billion/year. Roll back Bush tax breaks plus efficiencies |
NOTES |
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Obama mandates all children, Biden targets children. Clinton, Edwards, Richardson mandate universal. Kucinich: all residents auto-enrolled. Biden & Gravel: no mandates. |
Clinton mandates large employers Kucinich: not necessary Biden & Gravel: no mandates. |
Biden: fed supported reinsurance pool for catastrophic. Kucinich: all residents in one pool |
Clinton and Edwards offer a Medicare-like option for otherwise uninsured. Clinton: guaranteed issue, no experience rating. Clinton, Edwards & Richardson: companies to meet minimum loss ratio. Kucinich: only for add-on services |
Kucinich: new taxes but total costs less |
An overall critique of the Democratic candidates' positions |
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| Detail | ||||